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Discuss with your classmates the pluses and minuses of the United States health care system. Please give specific detail and examples from your reading.

 

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1 DISCUSSION:

The issues of the United States have been an ongoing problem for years. The healthcare system has come a long way. Many years ago healthcare was as simple as one person visiting the sick and traveling all around the country. There has been acts such as the ACA or “Obama Care” that have attempted to reform the healthcare system. The ACA act mostly addressed private for profit insurance companies. The healthcare system of U.S. has some pros and cons.

Cons:

-Health Care Services are expensive and many can’t afford to pay for it.

Other countries in comparison to the United States have national health insurance run or organized by the government and paid for in large amount by general taxes. Almost all citizens are entitled to receive health care services which includes both basic and routine healthcare. Many people complain that the U.S. is not efficient in cost handling compared to other countries such as Canada, France, Germany, Australia, etc. If you aren’t insured you will have to pay these healthcare expenses out of your pocket. People who have insurance are at an advantage versus those who aren’t insured when it comes to preventative checkups and screenings.

-Limited insurance coverage. Many insurances don’t cover all the essential services an individual needs. A lot of people surprisingly can end up in bankruptcy due to high medical bills.

 

Pros:

– Quality Health Care Services

United States has highly qualified doctors due to the adequate education and rigorous training that is provided before becoming a doctor. The United States is able to afford expensive equipment that helps battle life threatening diseases. We also have some of the best mental health services and awareness programs.

-Minimal Waiting Lists

It is easier to access an appointment in the U.S. to see a specialist or just basic health services in general. You get the advantage of a minimal wait time for complex procedures. In other countries such as Canada you may be required to wait longer, even about 4 weeks just to get an appointment with a specialist.

– Variety of Health Care Plans

You get to choose from Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Exclusive Provider Organizations (EPOs), Point-of-Service Plans (POS), and High Deductible Plans (HDHPs).

 

2 DISCUSSION:
The United States healthcare system is one that is very unique. Many other countries have healthcare for all but we do not have that. We do supply certain people with healthcare through the government but many are not always eligible due to financial status. This is one of many cons for the american health care system. Many people are without insurance due to them making too much money or not enough money, this can be troubling because paying for health insurance is pretty expensive. If your job does not provide you with healthcare you can apply for medicare and medicaid but does not mean you qualify and that is a problem for many. Even those who do qualify have to worry about the quality of care they get from the doctors. Some doctors since they do not get paid as much from state insurance will not give patients quality care due the pay off. The pros for our health care system is the affordable care act it is an act put in place to try and provide all Americans with health care regardless of prior conditions. It allows college students to stay on their parents insurance until the age of 26 which is a huge help. They also have medicare and medicaid which is helpful for those who can not afford insurance. Medicare and Medicaid being a pro and a con.

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